After being sick for a day last week, it came to a point that I said to myself that I really need to tighten my belt a little bit more and not splurge so much on shopping if I can. I 'm not getting younger and a health savings account would be perfect just in case my health breaks down anytime soon. I know nothing is better than being prepared for emergencies and unforeseen events and expenses. I'm also leaning towards getting a health insurance for myself which I need to do in the near future.
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